Home Security Costs VS Home Invasion Costs
A burglary is an event that most homeowners don’t want to think about. Many homeowners think that it will never happen to them, and suddenly, when they least expect it, their home is burglarized. It’s important for Miami residents to consider the cost of a home invasion when deciding on an ADT alarm for their Miami home.
Recent statistics show that one out of seven homes will eventually get burglarized. Unfortunately, statistics also show that the chance of police catching the burglars is slim to none, which also means belongings are unlikely to be recovered.
The Cost of Home Security
Many security systems for Miami residents can cost thousands of dollars. On average, a typical ADT system could cost about $2,000. The amount of money that Miami residents will need to pay to secure their home can vary greatly. It really depends on the type of system and level of security each resident is comfortable with.
Some residents are happy with a $100 system that has minimal features, and others are willing to spend thousands of dollars on a security system. There are residents who prefer to install their own, custom security system while others would rather pay more money for a professionally-installed system.
To determine the cost of home security, a Miami resident must first decide what their security needs are. It’s crucial to determine who and what needs to be protected. When protecting inexpensive belongings, it might make more sense to pay less for a bare security system.
However, if multiple family members and expensive valuables are at stake, then it would make more sense to choose an advanced security system. It helps to create a home security checklist, which can be used to answer specific questions. An ADT alarm for a Miami home will likely require monthly payments.
The monthly expenses pay for the 24/7 monitoring that ADT alarms provide. When a burglar breaks into a home that has a monitored ADT alarm system, security specialists at a monitoring center will be notified, and they will be able to send the local police. Let’s take a look at what a home burglary will cost.
The Cost of a Home Burglary
Across the United States, especially in Miami, burglar is a growing problem. Suburban, rural, and urban communities have all been penetrated by thieves. It’s important to understand that there is not a single, simple answer to solving all of these crimes.
Currently, in an attempt to solve burglary crimes, Miami police departments are stretched beyond their limits. What most people don’t know is just how much a home burglary will cost them. In 2010, across the US, over 2.1 million burglaries were committed.
Out of all of the belongings that were lost to these burglaries, only 21 percent of valuables were recovered. In 2010, the total worth of all of the belongings stolen from burglaries was about 4.6 billion. The average value of items that homeowners lost from a single burglary is about $2,119. However, losing valuables in a burglary is just the tip of the iceberg.
After a burglary, there are several hidden expenses that homeowners must deal with. Even if a homeowner has insurance, it’s likely that they will need to pay a deductible for their stolen valuables. Insurance deductibles for stolen belongings can range from $250 up to $1,000.
To make a proper insurance claim, homeowners must also prove that they purchased the valuables that were stolen. Also, insurance companies only pay face value for sentimental items. Depending on how burglars choose to break into a home, the homeowners could end up paying hundreds or even thousands of dollars for window and door replacements.
A single window replacement could cost $350 or more. Some homeowners find that they need to sue their insurance company because the company is trying to give unfair compensation. In this situation, a homeowner will need to pay for the legal fees associated with hiring a lawyer.
There might also be therapy or medical bills that stem from a simple burglary, which doesn’t even consider the emotional trauma that such an event can cause. At the end of the day, the cost of purchasing, installing and maintaining a powerful home security system is absolutely nothing when compared to the cost of a single burglary event.
By doing some quick research, it should be easy to find security systems for Miami homes. A powerful ADT alarm for a Miami home might only cost $300 to $649. Security systems for Miami homes provide unmatched theft protection and peace of mind.
